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Featured Resources for Borrowers
Featured Resources for Future Students

“I am student debt free.”
– Edward
– Gerard, Borrower

— Maria, Parent

—Lisa, Borrower

Action is required. Learn how to plan before forbearance end-date notices go out in:
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What’s your situation?
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Major updates to repayment plans, forbearance rules, and forgiveness programs take effect now through 2028.
New Borrowing Rules and Limits Take Effect July 1, 2026
Find the best strategy for your situation.

EDCAP offers free, unbiased, and honest student loan counseling for New Yorkers.

