The Dept. of Education has reinstated the online application for Income Driven Repayment plans and loan consolidation. Borrowers on the SAVE plan remain on an interest-free forbearance until further notice or unless they apply for another IDR plan. To learn more and get guidance on recertification deadlines, click here.

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EDCAP is a program of the Community Service Society of New York (CSS). We help people struggling with student debt navigate the student loan repayment system and regain financial health.

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