Resources for Borrowers
Paying off student loans can be overwhelming, and many people think they must pay them off completely. However, depending on your income, career, and financial goals, it may best to either pay the loans off quickly or pursue a forgiveness program. These resources will help you develop a strategy, choose the right plan, and address many challenges you might be facing.
Empowering Smart Decisions
Our resource center helps you navigate student loan complexities and find strategies tailored to your needs. We recommend starting with our self-guided Determine Your Student Loan Repayment Strategy Tool to support your initial decision-making. Whether entering repayment for the first time, managing payments or pursuing forgiveness, we’re here to help you find the best path forward.
If you live in New York State and want personalized student loan guidance, contact EDCAP. We offer free and unbiased, one-on-one counseling.
Featured Content
All Resources and Tools for Borrowers
Student Loan Basics and Repayment
Forgiveness and Discharge Programs
Problems with Repayment
News & Blog Articles
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EDCAP’s Student Loan News Updates & Insights: Oct. 16, 2024
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Podcast: IDR Plan Lawsuits & the End of Two Student Debt Relief Programs
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Podcast: Questioning Public Service Loan Forgiveness (PSLF)
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Podcast: What is Happening with the Student Loan System?
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Repayment and Tax Filing Guide for Married Borrowers with Student Loans
Get More Help
EDCAP offers free, unbiased, and honest student loan counseling for New Yorkers. Call our Helpline to speak with a counselor, book a virtual one on one session, or meet in person.
