The Dept. of Education has reinstated the online application for Income Driven Repayment plans and loan consolidation. Borrowers on the SAVE plan remain on an interest-free forbearance until further notice or unless they apply for another IDR plan. To learn more and get guidance on recertification deadlines, click here.

Resources for Parents

Many parents face the dual challenge of helping their children navigate how to pay for college while still managing their own student loan debt. These resources are specifically designed to assist guardians in addressing these challenges on both fronts.

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Empowering Smart Decisions

Our resource center is designed to help you navigate the complexities of student loans and discover strategies tailored to your specific needs. If you’re looking for guidance on managing your own loans, we recommend beginning with our self-guided “Determine Your Student Loan Repayment Strategy” tool to support your initial decision-making. Whether you’re seeking ways to help your child attend college with less debt or need assistance with your own student loans, we’re here to help you find the best path forward.

If you live in New York State and want personalized student loan guidance, contact EDCAP. We offer free and unbiased, one-on-one counseling.

Featured Resources for Parents

All Resources for Parents

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