The Dept. of Education has reinstated the online application for Income Driven Repayment plans and loan consolidation. Borrowers on the SAVE plan remain on an interest-free forbearance until further notice or unless they apply for another IDR plan. To learn more and get guidance on recertification deadlines, click here.

“EDCAP guided me through every step.” – Monica S.

“After years of struggling with over $100,000 in student loan debt, I needed help. EDCAP guided me through every step, tirelessly exploring all options and navigating complex forgiveness requirements. Thanks to their support, my loans were fully forgiven after 25 years of being in repayment, and I finally feel free to plan for my future.”