The Dept. of Education has reinstated the online application for Income Driven Repayment plans and loan consolidation. Borrowers on the SAVE plan remain on an interest-free forbearance until further notice or unless they apply for another IDR plan. To learn more and get guidance on recertification deadlines, click here.

“EDCAP has given me so much peace of mind.” — Lisa R.

“I got out of default using Fresh Start. I also stand to benefit greatly from cancellation. My debt is $27,000, and I will be eligible for $20,000 cancellation.

I now know I have someone knowledgeable and resourceful in my corner and I don’t have to feel ashamed about my student debt. On the contrary, I feel empowered.