The Dept. of Education has reinstated the online application for Income Driven Repayment plans and loan consolidation. Borrowers on the SAVE plan remain on an interest-free forbearance until further notice or unless they apply for another IDR plan. To learn more and get guidance on recertification deadlines, click here.

“EDCAP helped me make a plan to send my kid to school.” — Maria M.

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“As a single mother, I was hesitant to sign off on a $50k Parent Plus Loan for my daughter’s expensive nursing program. EDCAP helped us explore other funding options and discuss the debt’s impact.

We decided on this loan, and my daughter would live at home and commute to reduce costs and avoid additional debt.”