The Dept. of Education has reinstated the online application for Income Driven Repayment plans and loan consolidation. Borrowers on the SAVE plan remain on an interest-free forbearance until further notice or unless they apply for another IDR plan. To learn more and get guidance on recertification deadlines, click here.

 “EDCAP helped me make sense of things.” – Deija J.

“With the repayment grace period coming to an end, I had extreme anxiety around my financial future. EDCAP helped me make sense of things that had overwhelmed me for years. They guided me toward the best plan for my financial future, clarified my loan status, and showed me that I was in a better position than I thought. Thanks to them, I now feel empowered to work toward long-term goals like saving, homeownership, and financial independence.”