The Dept. of Education has reinstated the online application for Income Driven Repayment plans and loan consolidation. Borrowers on the SAVE plan remain on an interest-free forbearance until further notice or unless they apply for another IDR plan. To learn more and get guidance on recertification deadlines, click here.

“I am finally debt free and have a new lease on life.” — Catherine B.

“I was one of the first EDCAP clients back in 2019. I work in the entertainment field, and given my inconsistent work history and bad information from loan servicers, I struggled with my debt for decades.

EDCAP made sure I would receive the maximum benefits over the past few years, and I finally got IDR Forgiveness in August 2023!”