The Dept. of Education has reinstated the online application for Income Driven Repayment plans and loan consolidation. Borrowers on the SAVE plan remain on an interest-free forbearance until further notice or unless they apply for another IDR plan. To learn more and get guidance on recertification deadlines, click here.

“I am student debt free.” — Edward R.

As a single dad, I wanted to have a profession to provide a better future for my daughter. I took on a student loan but was never able to complete my degree. My student debt has been weighing on me for decades.

EDCAP’s Financial Coach helped me apply for loan discharge due to my disability and tracked the three-year probation period. In December 2019, I was finally eligible to discharge my student loans and become debt-free!

Learn more about Discharge Disability.