Borrowers can now enroll in or switch income driven repayment plans online. The SAVE plan is temporarily blocked by a court order and those on the plan have been placed on a temporary non-interest bearing forbearance. Learn more.

“I believe that education is a right, not a privilege. I have EDCAP to thank for keeping this belief alive.” — Johanna F.

“My student loans were in default, and my loan servicer called my employer about my default status. I was mortified. With help, I got out of default, consolidated my loans, and applied for forgiveness.

Two months later, my $319,000 student loans were forgiven.”