The Dept. of Education has reinstated the online application for Income Driven Repayment plans and loan consolidation. Borrowers on the SAVE plan remain on an interest-free forbearance until further notice or unless they apply for another IDR plan. To learn more and get guidance on recertification deadlines, click here.

Home » Stories » “I believe that education is a right, not a privilege. I have EDCAP to thank for keeping this belief alive.” — Johanna F.

Success Story

“I believe that education is a right, not a privilege. I have EDCAP to thank for keeping this belief alive.” — Johanna F.

“My student loans were in default, and my loan servicer called my employer about my default status. I was mortified. With help, I got out of default, consolidated my loans, and applied for forgiveness.

Two months later, my $319,000 student loans were forgiven.”