The Dept. of Education has reinstated the online application for Income Driven Repayment plans and loan consolidation. Borrowers on the SAVE plan remain on an interest-free forbearance until further notice or unless they apply for another IDR plan. To learn more and get guidance on recertification deadlines, click here.

“I got $200,000 in Public Service Loan Forgiveness with the help of EDCAP.” — Flor R.

“I felt so comfortable coming to my counselor and telling her this is what’s going on. Having someone educate and guide me through all the complexities was amazing, I felt safe.

I was able to consolidate my loans and meet the 120 payments in order to get Public Service Loan Forgiveness. “