The Dept. of Education has reinstated the online application for Income Driven Repayment plans and loan consolidation. Borrowers on the SAVE plan remain on an interest-free forbearance until further notice or unless they apply for another IDR plan. To learn more and get guidance on recertification deadlines, click here.

“I left my appointment with everything all set up!” — Bailey B.

“I graduated in 2023, and I proactively sought help to manage my student loans.

My EDCAP counselor helped me find the right repayment plan and taught me how to manage my student loans on my own moving forward.”