The Dept. of Education has reinstated the online application for Income Driven Repayment plans and loan consolidation. Borrowers on the SAVE plan remain on an interest-free forbearance until further notice or unless they apply for another IDR plan. To learn more and get guidance on recertification deadlines, click here.

Home » Stories » “I settled my student loan debt.” — Kathleen T.

Success Story

“I settled my student loan debt.” — Kathleen T.

I took out a student loan 50 years ago. As a single mother, I struggled to repay it due to the added interest and collection fees. I saw my wages garnished and my social security offset.

Determined to eliminate my student loan, EDCAP helped me settle my debt. Now, I am debt-free and will get to keep my entire social security retirement payment.

Learn more about: Stop Garnishments and Offsets