The Dept. of Education has reinstated the online application for Income Driven Repayment plans and loan consolidation. Borrowers on the SAVE plan remain on an interest-free forbearance until further notice or unless they apply for another IDR plan. To learn more and get guidance on recertification deadlines, click here.

“My EDCAP counselor eliminated my debt anxieties, offering the best guidance and hope for student loan repayment.” — David L.

“As a married father with $100,000 in debt, I sought help from EDCAP to manage my financial stress while returning to school and working.

EDCAP’s strategy allowed me to earn credit towards forgiveness, enroll in an affordable repayment plan, and get on a faster path to eliminate my student debt.”