The Dept. of Education has reinstated the online application for Income Driven Repayment plans and loan consolidation. Borrowers on the SAVE plan remain on an interest-free forbearance until further notice or unless they apply for another IDR plan. To learn more and get guidance on recertification deadlines, click here.

“Thanks to EDCAP, I am debt free.” — Evelyn M.

“As a public interest attorney with $315k in student debt and a spouse with debt as well, I struggled to raise a child and make ends meet on public service salaries in New York City. EDCAP guided me through the PSLF waiver process, which resulted in my entire balance being forgiven.

I’ve been given the gift of financial freedom and the ability to pay it forward by continuing the work I love as an attorney helping underserved communities.”