The Dept. of Education has reinstated the online application for Income Driven Repayment plans and loan consolidation. Borrowers on the SAVE plan remain on an interest-free forbearance until further notice or unless they apply for another IDR plan. To learn more and get guidance on recertification deadlines, click here.

“This debt relief has expanded my options and enhanced my life.” — Sandra M.

“As a single parent with 17 years of service with the City of New York, I was perplexed about Public Service Loan Forgiveness. 

I got $152,000 in student loans forgiven with the help of EDCAP. And I am now pre-qualified for a mortgage!”