The Dept. of Education has reinstated the online application for Income Driven Repayment plans and loan consolidation. Borrowers on the SAVE plan remain on an interest-free forbearance until further notice or unless they apply for another IDR plan. To learn more and get guidance on recertification deadlines, click here.

Home » Stories » “With EDCAP’s assistance, I was able to get all of my student debt forgiven.” — Gerard W.

Success Story

“With EDCAP’s assistance, I was able to get all of my student debt forgiven.” — Gerard W.

“After working in child welfare for thirty years, I was devastated to learn that I needed to be employed to apply for student loan forgiveness after retirement. Living on Social Security, our plans seemed ruined until a colleague referred me to EDCAP.

They informed me of a one-year window for retirees to apply, and with their help, my loans were forgiven in January 2023. EDCAP made it possible; without them, I would have given up and never received loan relief.”